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Whether you are just starting your car search or if you are just looking for an auto loan, you have come to the right place. By partnering with a wide array of lenders, we have made it easy for consumers with any credit type to get approved.

This is great news for those who in the past have had trouble with getting approved, we have specially selected lenders who specialize Bad Credit Auto Loans to help get you in a car today!

So what are you waiting for? You can be driving your new car in no time, just fill out our instant auto loan application .

Auto Loan Rates and You

Auto Loan Rates and You

If you are reading this you are probably interested in applying for an auto loan. However something you may not know is that even though you have a loan quote from a lender it does not mean that the interest rate they offered you is the best you can receive. Many consumers make the mistake of only working with one lender. By shopping around consumers can be sure they are getting the best rate on their auto loan, which could intern save them thousands. By understanding you own credit history and how lenders look at your credit information can help prepare you for finding the best rate.

When searching for an auto loan lender keep in mind these few tips which will allow you to get the best rates.

Download a copy of your credit report, this alone can help you get insight as to why you may not be getting the rate you want. It is important to know what is on your credit report before you apply for an auto loan. Once you have a copy, make sure all of the information on your credit report is correct and error-free. If you encounter any errors contact the credit bureaus and get them to correct it.

To get a copy of your credit report you can visit Annual Credit Report.com which is a government mandated website which will provide you with up to 3 FREE credit reports.

If you are looking to check your credit score keep in mind that it may not be free, but your credit score is just merely a reflection of your credit report. Credit scores can be obtained from each of the 3 credit bureaus: Trans Union, Experian and Equifax.

The next step in your search for an auto loan should start by calling prime lenders. By contacting prime lenders first will receive the best rates available if you have good enough credit. While you are working with the lender ask them about the different credit ratings. These are typically rated A, A- and so on. Find out how these ratings correspond with the different interest rates along with your credit score. If possible ask for matricides displaying the credit types, these will help you tremendously when shopping around.

If your search is unsuccessful you can move to sub-prime lenders which in many cases offer “flexible” financing terms for people with less than perfect credit. Each sub-prime lender calculates loan rates differently so it is imperative that you shop around.